BECAUSE EVERY DREAM
DESERVES SMARTER
PROTECTION.
At Ahluwalia Insurance Agency we offer a full range of trusted insurance solutions backed by expert guidance and personalized care. More than just policies, we provide clarity and confidence. From milestones to curveballs, we're here to help you navigate it all with tailored solutions, trusted advice, and the strength of a proven name behind you. With us, peace of mind isn't a promise - it's a plan.

Auto
Your car is more than just a vehicle—it’s your freedom, your convenience, and sometimes even your livelihood. Protect it, and everything it enables, with coverage that lets you drive confidently.

Auto
Your car is more than just a vehicle—it’s your freedom, your convenience, and sometimes even your livelihood. Protect it, and everything it enables, with coverage that lets you drive confidently.
+ Auto Insurance |
+ Recreational Vehicles |
+ Motorcycle Insurance |
+ Boat Insurance |

Home
The place you dwell is where you share many of your best moments with those you love. Let us ensure you can enjoy that for as long as you wish!

Home
The place you dwell is where you share many of your best moments with those you love. Let us ensure you can enjoy that for as long as you wish!
+ Hurricane Insurance |
+ Flood Insurance |
+ Mobile Home Insurance |
+ Pet Insurance |
+ Landlord Insurance |
+ Condo Insurance |
+ Disability Insurance |
+ Critical Illness Insurance |
+ Homeowners Insurance |
+ Umbrella Insurance |
+ Renters Insurance |

Life
Because the peace of mind of knowing you're fully protecting those who have been part of your life can be truly priceless. But not necessarily pricey. You might be surprised by how affordable our solutions can be!

Life
Because the peace of mind of knowing you're fully protecting those who have been part of your life can be truly priceless. But not necessarily pricey. You might be surprised by how affordable our solutions can be!
+ Annuities Insurance |
+ Earthquake Insurance |
+ Life Insurance |
+ Accident Insurance |
+ Workers’ Compensation Insurance |
+ Long Term Care Insurance |

DON'T MISS OUR CUSTOMER REVIEWS
barry white







Yall have been so helpful
Thank you
Barry White
Kyrstin Williams







Amazing staff, recommended my friend after she had gotten dropped from another company due to an accident. Allstate not only took her in, but gave her the cheapest rates compared to all of the other insurance company’s she applied for. Would recommend them to anyone.
Michael Lane







Great people
Jessica Klein







Loooove Allstate! My favorite is Jessup, he really knows his ish. I can always call and ask him with whatever questions I have. Thorough, efficient and kind. No lagging about. I can always count all Allstate.
Linda Evans







Home 🏠 and Auto coverage they stand up for the little guy .
Jim







Been with Allstate over 25 years....
Chris Legare







Quality people, my needs are always met and in a very timely manor. You can't go wrong using them.
Brasher Burbank







Great team. Really took care of all my insurance needs when i moved to Birmingham. Highly recommend!
Sandra Rhoten







Been with this company for years. They have excellent customer service. Would recommend to anyone.
Will Quinn







I HAVE BEEN WITH STANDIFER SINCE 2003 THROUGH 2 TORNADOS 1 GARAGE FIRE AND RV AND PONTOON DAMAGE THEY ARE THE BEST!
Debra Leo







I have found them to be very responsive to my needs
O Dee







They are always helpful whenever I’ve needed assistance and have prompt solutions to my issues
William Gerald







They do a great job and are always willing to help me when I call!
Lee Franklin







They really bend over backwards to help.
Joey Guthrie







Great price on home and auto. Very easy to work with. They did all the work. I just sat back and let them handle it.
Lisa B (BamaLady0711)







Standifer Insurance Group is a respected, professional and supportive company. I was treated like family from day one. They worked closely with me to provide the best coverage possible for my vehicle and home owners policies. I would recommend them highly!
Ashley Ginn







Prompt service. Always just a quick email away.
T A







Very professional staff and friendly
Andres Bernal







I’ve been with your insurance group for years, and the consistent level of service has been outstanding. Your team’s willingness to work with me on pricing has been both helpful and refreshing. The one claim I filed was handled quickly and without any hassle, which only reinforced my confidence in your support. I truly appreciate the reliability and customer-first approach.
Vance Brewer







They have always been very helpful and quick! Recommend!
Ruth Feeney







My husband and I had a phone meeting with Larry DePalma on Tuesday, 3/24/2025. We were reviewing an updated quote for homeowner's insurance. We had several questions about the insurance, flood insurance, standard versus premium offering, deductible, hurricane coverage, etc. Larry was extremely thorough and detailed. He answered all of our questions, and put us at ease. We have used Considine Sharer & Associates for years, as our broker for auto, homeowners and flood insurance. This is the first time we worked with Larry, and I recommend his services for their existing and future clients.
David Akins







Exceptional service
Dennis Reagan







Professional & friendly
Jamey Bice







I like the service of the Standifer agency so much that I took them with me when I moved from central Alabama up to Huntsville area, Home and auto.
Nicole Sabarese







***** Always 5 star service *****
Joseph Micallef







All State in Lacey Township is the most helpful and friendly office I have ever visited. Bob is very knowledgeable and makes time for you when you need him to explain things to you. This is the insurance agent you want to do business with.
GUS FABIAN







Great and freindly service, always willing to help!!
GIL THOMAS







I transferred my account from another agency because of their lack of interest in my needs for insurance on a new car. The agent in Forked River was able to provide my insurance needs quickly.
Claire Carrodus







Would highly recommend as always fantastic service. Bob is knowledgeable, efficient and personable.
Darlene Rosa







Best staff everyone treats you like family . They always help to awnser any questions .feel like I'm always the most important
TRACY CAMPOLATTARO







Fair rates for good drivers when combined with drive wise earned discounts.
Debra Ayala







They assist me with everything I need and are very help and nice
Florence Price







Awesome Insurance Company
wijdan murrar







very professional
Tammy Lee







A++. Kevin answered the phone the 1st time i called. no robot!! super satisfied as he definitely found my a great rate. i would and I do recommend him to everyone!
PS he continues to answer his phone.
Kevin Sweetnam







I highly recommend Donn and his team for your insurance. I switched from Geico to Allstate and couldn’t be more pleased. I saved money while increasing my coverage.
Kelle Franzen







Really good coverage, affordable, and accessible when we've had questions.
Marco De Sousa







I have been a customer of Donn Sharer for about 20 years. I started with Auto and then added Home Owner’s and Personal Umbrella policies along the way. Liz and Donn have helped me stay protected as my needs have changed over the years. I have received great customer service from them, from helping me find the right coverage to helping me with claims. It’s been a very professional experience with a personal touch. I know they will be there for me as I need them in the future. Thanks!
Cory Case







Bob’s agency and staff are excellent! Very knowledgeable and help with anything I need.
Joshua Hayek







Considine Sharer & Assoc. did a great job walking me through my policies to make sure the coverage was right for how my family and life have evolved. Adding an umbrella policy now gives me more piece of mind with my home, autos and family.
Cary Gardner







Robin went above and beyond to help me. I have dealt with numerous Insurance Agencies on a professional level and she definitely has stood out. She is amazing!!
Daniel M Doka







Since moving i have consolidated all my insurance needs with Allstate! Considine and Sharer are honest dependable and saved me money!
Kevin Sheridan







Really helpfully and honest.
John Arizzi







I have both Auto and home owners insurance with them . Everyone I have come into contact at this agency has been very professional and courteous. Extremely proactive in monitoring cost and keeping you up to date with changes in the industry and opportunities that may arise that can enhance coverage and more importantly save money. I have recommended them to a number of individuals in the past who decided to make a change and are now satisfied clients
Christine Harashinski







Bob is so thoughtful and knowledgeable. He really knows insurance and how to help people. He goes out of his way to provide information so you can make the best decision for you and your family. He genuinely cares about people and their situations. I highly recommend Bob and his team at Considine Sharer & Associates.
Matthew Heft







I have an uncommon business to insure, but
Sharer & associates found me the right coverage at a very reasonable rate. I’m very happy with their exceptional performance…a friendly & competent staff. I highly recommend Sharer & Associates Allstate
Matthew Covey







Considine Sharer and Associates has always been professional and up front with their services and costs. That is all anyone can ask in a business that provides insurance to people!
Jennifer Breslin







My husband and I have been doing business with Donn Sharer for many years and we are very happy with the relationship we have forged with him and his office. Donn is extremely knowledgeable about his business and has provided sound recommendations regarding many different types of policies meant to protect us and our assets. Robin is also very knowledgeable, efficient, and a pleasure to deal with. We highly recommend Donn and his team for all your insurance needs.
Dana Joris







Great agents! Exceptional service, answered all of my questions and got me a great price on home & car insurance bundle. I would highly recommend this agency to friends and family.
Lewis Felix







Great and helpful people answering all questions teach you and make you understand better

PROS WHO CARE ENOUGH TO FIGHT FOR YOUR RIGHT TO BETTER COVERAGE
We're proud to be ranked among the top Farmers agencies in the nation - because when it comes to service and guidance, only the best will do. Every conversation, every meeting is grounded in expert insight and genuine care. We go beyond expectations, committed to earning your trust and keeping it for the long haul. We understand that protecting your future takes more than good intentions - it takes precision, clarity, and strategy. That's why we eliminate the guesswork and guide you through coverage options with confidence.
ASK US ANY
INSURANCE
QUESTIONS!
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Raman Ahluwalia
Agency Owner
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Ron Riley
Sales Manager

Lauren Sands
Agent

Jesus Emmanuel Mitchell
Agent - Producer
WATCH TO WIDEN YOUR VIEW
HERE'S AN INTRODUCTION TO OUR AGENCY!
We have the tools and expertise to make sure you’re properly covered at a price that fits your budget!
5 WAYS TO PROTECT YOURSELF FROM FINANCIAL DEVASTATION
We see 5 main reasons why people suffer financial devastation when mayhem strikes. We made this video to make sure this doesn't happen to you.

HOPE AND SUPPORT FOR THOSE BATTLING CANCER
All around us, people and nonprofits are facing challenges that need a little extra care. While protection is at the heart of what we do, our commitment goes jar beyond policies. We're here to lift up our community, one act of kindness at a time - and we'd love for you to be part of it. Together, let's share hope, spread strength, and make a real difference where it matters most.
LET'S
CHANGE
LIVES!
MEET OTHER
LOCALS WITH
GREAT SERVICE